The hypothetical views from the following professionals on a Special Event Insurance Policy;
Insurance Broker

4 hours on average to complete sale and process paper work.
Minimal premium with a low commission averaging 10% of $300.00 = $30.00
Hopes that endorsement on Home policy will be accepted, but knows that it won’t be.
This is the least profitable [...]

Very often a Special event holder will invite vendors to participate in the organization’s special event.  Vendors may sell food and beverages, or perhaps arts and crafts, such as the hammock vendor in the preceding article.  Vendors are an example of independent contractors.  In addition to vendors, nonprofits may hire independent [...]

By signing a waiver of subrogation in a lease, the signer relinquishes his or her right (and that of his or her organization) to seek reimbursement from the landlord in the event that the landlord is legally responsible for an accident and the special event holder, or its insurer, pays the damages.  [...]

A certificate of insurance is a piece of paper that provides evidence that an individual or an organization has purchased insurance.  It typically lists the insurance company, the types of coverage purchased and the limits of coverage.  Unlike an additional insured endorsement, it does not confer any rights on the certificate holder.  [...]

Additional insured endorsements are probably more important than hold harmless agreements.  These endorsements are additions to an insurance policy which have the effect of adding the name of the endorsement holder to the list of insureds under the policy.  A hold harmless agreement is a separate agreement between the parties; an additional [...]

A hold harmless is an agreement between two parties stating that one party will assume the risk of legal liability associated with an event for the other party. It is a risk transfer mechanism.  Usually a landlord will include hold harmless language in a lease to protect him or her from being sued [...]

Certainly a small booklet like this cannot give your organization all the information you may need to make fully informed legal decisions when planning special events.  However, in this chapter we offer some basic vocabulary and principles to assist you in negotiating and making sound decisions and to help you recognize when [...]

If the special event will be held indoors, you need to visit the proposed facility, taking special note of the overall condition of the building and its appropriateness for the planned activities. Is it the right size? Take a look at the lighting. If you are visiting during the day, are you [...]

If you are planning an outdoor event you will have some special considerations. Will there be enough places for people to get out of the hot sun? Is bad weather a consideration? Is the terrain of the special event location youare considering appropriate for all guests? Are there any special hazards at [...]

You have thought through the key criteria you require in a location for your special event.  You know what special features you will need to have, and what concerns you must address for those with special needs at your event.  It is time to evaluate the suitability of potential sites.  There are very [...]