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Legal Considerations

This information is provided to assist you in understanding the coverage being offered and does not modify the terms and conditions of any insurance policy, nor imply a claim is covered. Specific coverage terms vary by class of business. See your policy for full details.

As we all know, accidents sometimes happen despite careful planning and numerous precautions. The agreements you make prior to the event may dictate who is legally responsible for the injury. The most common document containing risk-allocating language is the lease. Commercial leases usually include hold harmless agreements. Some contain additional insured endorsement requirements and waivers of subrogation. If you have questions about a contract and the potential effect of its terms, you should contact an attorney for legal assistance.

How is my Rented Equipment Covered?

Damage to rented equipment is not covered under the Special Event General Liability policies.You need to rent a grand tent for the wedding, camera equipment for a film shoot or a specialty sound system for a party.

Security and Crowd Control

Security firms may be necessary for large groups. They can be useful for general crowd control, or may be necessary to escort troublemakers, intoxicated attendees, or suspected thieves or vandals off the premises.

Our Broker Program

Learn about our broker program built just for you! Located at: www.InsuranceHelper.com

Insurance Terms Glossary

Below is a list of insurance terms and their industry standard definitions. Please be aware that many of these do not apply to Special Event Insurance as the coverage is General Liability. Coverage terms vary by class of business. See your policy for full details.